At Matthews Kia of Schenectady, we understand that everyone’s financial journey is unique, and a few bumps along the way shouldn’t keep you from driving a reliable and exciting Kia vehicle. That’s why we’re proud to offer our Fresh Start Finance program, designed specifically to help individuals in New York and beyond who are dealing with challenging credit situations.
We believe that every driver deserves access to safe, dependable transportation, regardless of their credit history, so visit our local Kia dealer near Amsterdam today!


Auto Loans for Buyers with Bad Credit
Dreaming of owning a new Kia Sorento for family outings or maybe a sporty Kia Forte for your daily commute? Don’t let a low credit score hold you back! At Matthews Kia of Schenectady, we’re committed to finding the perfect vehicle that fits your lifestyle and budget. Our dedicated Kia finance team will work tirelessly with you to explore all the financing options available, ensuring that you get a fair and affordable loan. We invite you to visit us, take a test-drive and see what our extensive inventory has to offer. Your new journey on the road begins with just one visit.
Subprime Financing in New York
Subprime car financing may sound complicated, but it’s simply a type of auto loan for individuals with low credit scores or limited credit histories. Factors like your payment history, the amount of credit you use and how long you've had credit contribute to your credit score. At Matthews Kia of Schenectady, we ensure that past financial hiccups do not prevent you from buying one of our reliable Certified Pre-Owned Kia vehicles or any other model from our diverse lineup.
Get started by completing our easy online Fresh Start Finance application to apply for a subprime auto loan in New York or reach out directly for expert advice from our friendly finance specialists.
Go-To Kia Dealer in Schenectady, NY
Considering trading in your current vehicle for a new or pre-owned Kia near Amsterdam? Stop by Matthews Kia of Schenectady to get your used car evaluated and discover more about how our Fresh Start Finance program can help transition into your next vehicle without stress. We're eager to guide you through every step of purchasing your ideal Kia and celebrating your fresh start on the road.
Come visit us and let us help you make an informed decision about your next vehicle purchase with confidence and peace of mind!