Decided on the ideal Kia Sorento or Soul that aligns with your style and ready to make it permanently yours? Chat with the auto finance experts at our local Kia dealer in Schenectady.
At Matthews Kia of Schenectady, we're dedicated to providing tailored financing solutions that suit your needs. Whether you're a first-time car buyer, a seasoned vet looking to upgrade to a new Telluride or seeking subprime financing, our experienced team is here to assist you every step of the way. We'll help you explore affordable Kia lease plans, secure low-interest car loans and take advantage of available EV tax credits so you can drive away in your perfect vehicle.


Apply for Kia Financing Online
Begin the Kia financing process at your convenience by completing our online finance application. Our team will review your information and reach out to discuss your options. Whether you're interested in starting a new Kia Sorento lease or financing a pre-owned Seltos, Matthews Kia of Schenectady is committed to finding a solution that fits your budget and lifestyle.
Subprime Auto Loans for Challenged Credit
If you have a poor credit score or no previous credit history, our finance experts specialize in securing subprime auto loans tailored for your situation. We understand that past financial challenges shouldn't prevent you from owning a reliable vehicle. Our team will work diligently to provide you with the best possible terms on a new or used Kia for sale in New York.

First-Time Car Buyer Assistance
Navigating the car-buying process for the first time can be overwhelming. That's why our knowledgeable finance specialists are here to assist first-time car buyers with every detail. We'll explain all available options, car loans in New York and ensure you find an affordable payment plan that suits your budget. Plus, we'll help you understand how to maximize any available new Kia specials and finance offers.
Benefit from EV Tax Credits
If you're considering an eco-friendly new Kia EV, you'll be pleased to know that we can help you take advantage of available EV tax credits. Our team will guide you through the eligibility criteria and ensure you receive any applicable incentives to make owning a green vehicle more affordable. Stop by our showroom now to view the new Kia Niro EV in Schenectady or learn about the EV6 specs.
Trusted Kia Dealership Serving New York
Our local Kia finance center is renowned for its commitment to ensure our customers find a financing plan that meets their needs and budget. Our supportive team of experts works tirelessly to secure the best possible terms for you, regardless of your credit history.
Visit us today or contact Matthews Kia of Schenectady ahead of time to schedule an appointment with our finance department. Let us help make your car ownership dreams come true!